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Penny Kyllo


Looking for a local, experienced and professional mortgage expert?

With over 15 years of experience in home lending, I have helped thousands of customers realize their unique dreams of homeownership. The single most important lesson I've learned through the years is to listen and discover what is most important to you about your home loan. With that information, I then can assist you in choosing a mortgage that best meets your long and short-term financial goals as well as your payment and equity objectives.

I am dedicated to providing you with top customer service and assistance in finding the personalized solution that best meets your home buying or refinancing needs. As a representative of Wells Fargo Home Mortgage, I can present you with an extensive product line and a variety of flexible, creative financing options.

Click here to apply for a loan now.

Penny Kyllo
Branch Manager
Wells Fargo Home Mortgage

Office: 208-263-1295
Direct: 208-255-3897
Toll-Free: 866-809-3106
Fax: 866-358-5090
Cell: 208-290-5333
E-mail: Penny.Kyllo@wellsfargo.com 
Website: http://www.wfhm.com/penny-kyllo

Bob & Debbie Dezell


As our name suggests, at Towne and Country Mortgage, we specialize in home mortgages. That's all we do.  Unlike a bank, we don't offer checking accounts, savings accounts, IRAs, CDs, credit cards, or auto loans. When you work with Towne and Country Mortgage, you are working with experts who are focused on one thing and one thing only: mortgages.

Towne and Country Mortgage is owned by Bob and Debbie Dezell, who bring many years of experience in finance, real estate, and lending to the business.

Bob worked in financing and real estate and Debbie held positions in financing, title and escrow, and mortgage lending before the couple formed Towne and Country Mortgage in 1998. At the time, they felt there was a need for an alternative broker in the area with a company focus on honest, personal service for home buyers.

Click here to apply for a loan now.

Bob & Debbie Dezell
Owners/Residential Loan Officers
Towne & Country Mortgage

Office: 208-263-1997
E-mail: info@towne-country-mortgage.com


200 Main Street
Sandpoint, Idaho

Toll free: 866-721-6243
Fax: 208-265-2611